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Car Insurance

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Best Extended Car Warranty

by Roger Wohlner
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Updated on September 22, 2023
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5 Min Read
An extended car warranty offers protection for various parts and systems of the vehicle once the manufacturer's warranty expires. Warranty programs come in a number of varieties with varying levels of coverage and cost.
Read more >

Deadliest States and Counties for Drivers on Thanksgiving

by Mandy Sleight
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Updated on April 12, 2023
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4 Min Read
Traveling by car this Thanksgiving holiday? Learn the best and worst states for driving, the safest time to travel, plus tips for staying safe on the roads.
Read more >

Nonstandard Auto Insurance Guide

by Matthew Collister
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Updated on March 7, 2023
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5 Min Read
Nonstandard car insurance is for drivers the insurance company considers riskier to insure due to their driving record, age, or type of vehicle.
Read more >

What Is an Insurance Adjuster?

by Elizabeth Rivelli
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Updated on March 7, 2023
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3 Min Read
If you experience an insured loss, you'll need to work with an insurance adjuster. Learn what an insurance adjuster does and how they settle claims.
Read more >

What Is an Insurance Score?

by Matthew Collister
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Updated on March 7, 2023
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4 Min Read
Based on your credit information, an insurance score is one of the factors insurers companies use to determine how much you pay for a car or homeowners policy.
Read more >

Why Is My Car Insurance So Expensive?

by Mandy Sleight
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Updated on March 7, 2023
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6 Min Read
Wondering why your car insurance is so expensive? We help you understand the factors that determine how much you pay and offer ways to save to lower your cost.
Read more >

Does Car Insurance Cover Theft?

by Sarah Li Cain
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Updated on March 7, 2023
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4 Min Read
Wondering if your car insurance will provide coverage if your car is stolen? Read on to find out in which instances it will.
Read more >

Agreed Value Car Insurance vs Stated Value Insurance

by Matthew Collister
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Updated on March 7, 2023
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3 Min Read
Agreed value and stated value insurance are coverage options for vehicles that are hard to value. These include classic, antique, or highly customized cars.
Read more >

Driving on Christmas and New Year's Eve? These are the most dangerous times and places to be behind the wheel

by Will Kenton
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Updated on December 12, 2022
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3 Min Read
If you drive on Christmas or New Year's Eve, your chances of being in an accident are higher. Learn the best and worst states for driving, the safest time to travel, plus tips for staying safe on the roads.
Read more >

How Much is Car Insurance for a 16 Year Old?

by Elizabeth Rivelli
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Updated on November 6, 2022
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4 Min Read
16-year-old drivers often pay expensive car insurance rates. See how much car insurance costs for teen drivers and how they can get a lower premium.
Read more >

Insuring a Salvage Title Vehicle

by Catherine Hiles
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Updated on March 13, 2022
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4 Min Read
Insuring a salvage title vehicle can be difficult depending on the extent of damage that car has experienced, and the insurance premiums can be very expensive.
Read more >

Car Title vs. Registration: What's the Difference?

by Catherine Hiles
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Updated on December 13, 2021
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4 Min Read
Car titles and car registration are two different documents. A car title shows who owns the car, while registration shows you can legally drive it in your state.
Read more >

What Happens When Your Car Is Stolen, Then Found?

by Catherine Hiles
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Updated on November 2, 2022
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3 Min Read
If your car is stolen and then found, your insurer may be the owner if they have already paid out your claim, though you will still own the contents of the car.
Read more >

How Long Does An Accident Stay on Your Record?

by Choncé Maddox
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Updated on November 2, 2022
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3 Min Read
Being in a car accident can likely raise your insurance premiums, but not forever. Learn more about how long an accident stays on your record in this article.
Read more >

Understanding Uninsured Motorist (UM) Coverage

by Matthew Collister
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Updated on December 13, 2021
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7 Min Read
Uninsured motorist coverage pays for your medical and car repair bills if you’re in an accident caused by a driver with no insurance.
Read more >

What Is Personal Injury Protection (PIP) aka No-fault Insurance?

by Jennifer G Gregory
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Updated on April 10, 2022
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4 Min Read
Personal injury protection insurance pays medical bills for anyone who is in the car when an accident occurs, regardless of which driver caused the accident
Read more >

How Car Insurance Works

by Matthew Collister
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Updated on February 3, 2022
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5 Min Read
When you buy car insurance, you pay what’s known as a premium to a car insurance company. That premium gets you a policy that can include several coverages. Each coverage provides insurance for a specific situation
Read more >

Types of car insurance

by Lee Huffman
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Updated on February 16, 2022
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6 Min Read
There are many different types of car insurance that protect you, your passengers, and others. We define what these coverages are and how they protect you.
Read more >

Non Owner Car Insurance Guide

by Elizabeth Rivelli
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Updated on November 2, 2022
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5 Min Read
Check out our non-owner car insurance guide to learn what this type of insurance covers, who needs it, how much it costs, and where you can purchase a policy.
Read more >

What is Full Coverage Car Insurance?

by Matthew Collister
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Updated on January 27, 2022
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4 Min Read
Full coverage car insurance is a combination of coverages that, in most auto accident situations, provides financial protection for you, your passengers, and other involved drivers.
Read more >

What Is PLPD Insurance?

by Choncé Maddox
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Updated on March 3, 2022
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3 Min Read
PLPD insurance is required in most states but only covers damages to the other persons or vehicle. Learn more about this type of liability insurance here.
Read more >

How Much Car Insurance Do You Need?

by Elizabeth Rivelli
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Updated on February 3, 2022
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6 Min Read
Read to learn how you can decide how much car insurance you need, and which policies might be right for you
Read more >

Liability vs. Full-Coverage Car Insurance

by Lee Huffman
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Updated on March 13, 2022
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3 Min Read
What type of auto insurance do you need? We discuss the differences between liability vs. full coverage car insurance to help you decide which is right for you.
Read more >

Car Insurance Coverage Explained

by Jennifer G Gregory
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Updated on December 13, 2021
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5 Min Read
Car Insurance terminology, policies can feel complex and complicated. But when shopping for car insurance, it’s important that you fully understand the different types of coverages.
Read more >

Liability Car Insurance Coverage Explained

by Matthew Collister
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Updated on December 13, 2021
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4 Min Read
Liability coverage on your car insurance policy ensures other drivers are reimbursed for medical and repair bills if you cause an accident.
Read more >

What Is SR-22 Insurance?

by Matthew Collister
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Updated on February 3, 2022
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3 Min Read
An SR-22 is not actually insurance but a form that your car insurance company files with your state. It proves that you have car insurance with at least the minimum level of coverage required by law.
Read more >

Can You Get Car Insurance Without a License?

by Jessica Martel
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Updated on November 2, 2022
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4 Min Read
While it might seem counterintuitive, there are several reasons you might want to purchase auto insurance without a valid driver’s license.
Read more >

How Long Does a Speeding Ticket Stay on Your Record?

by Matthew Collister
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Updated on November 2, 2022
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4 Min Read
A speeding ticket stays on your driving record for up to five years, though this varies by state. It may affect your insurance premium for three years.
Read more >

Why Have Car Insurance Premiums Gone up in 2022?

by Matthew Collister
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Updated on October 31, 2022
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5 Min Read
Inflation and rising costs to settle claims have caused car insurance premiums to increase in 2022. Learn more.
Read more >

Extended Car Warranty: Is It Worth It?

by Mandy Sleight
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Updated on October 23, 2022
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7 Min Read
What is an extended car warranty? Find out what extended car warranties cover, how much they cost, if it’s right for you and where to buy an extended warranty.
Read more >

What Does a Car Warranty Cover?

by Choncé Maddox
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Updated on October 23, 2022
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5 Min Read
On the fence about getting a car warranty? Learn what a car warranty covers, costs, and how to determine if one is best for your needs in this article.
Read more >

What Is a Diminished Value Claim?

by Jason Steele
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Updated on October 13, 2022
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5 Min Read
After a car accident, your car’s value will drop to a diminished value. A diminished value claim is for the difference in value before and after an accident.
Read more >

How Does Your Credit Score Affect Auto Insurance Rates?

by Matthew Collister
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Updated on October 6, 2022
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4 Min Read
Your credit history is one of the things a car insurance company looks at when calculating your premium. Here’s how it affects what you pay.
Read more >

What Is Mechanical Breakdown Insurance?

by Matthew Collister
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Updated on October 6, 2022
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4 Min Read
Mechanical breakdown insurance, an option available from some insurers, helps pay for car repairs unrelated to an accident.
Read more >

Does Car Insurance Cover Vandalism?

by Eric Rosenberg
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Updated on October 6, 2022
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4 Min Read
Does car insurance cover vandalism? Usually yes. Learn about how car insurance works for vandalism claims here.
Read more >

How Long Does it Take for a Car Insurance Claim to Settle?

by Matthew Collister
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Updated on November 3, 2021
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5 Min Read
Many factors affect how long it takes for a car insurance claim to settle. Learn how long it will take, what factors affect it, and ways you can help the process move faster.
Read more >

Total Loss Guide

by Choncé Maddox
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Updated on April 6, 2022
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4 Min Read
When your car is totaled, you have options so long as you’re properly insured. Here are some tips to keep in mind when your car is declared a total loss.
Read more >

Third-Party Insurance Guide

by Sarah Li Cain
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Updated on October 3, 2022
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3 Min Read
Getting adequately insured is crucial if you want to protect yourself and your family. Part of that is getting third-party insurance. Learn exactly what it is, how it works, and where you can purchase such coverage.
Read more >

How Car Insurance Companies Value Cars

by Jen Smith
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Updated on December 13, 2021
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4 Min Read
Car insurance companies use all kinds of factors to value cars. Here are some of the most common and what you can do to dispute an unfair valuation.
Read more >

How to File a Claim With an Insurance Company

by Matthew Collister
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Updated on December 13, 2021
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5 Min Read
You’ve been in a car accident, or something has happened that’s damaged your home. Learn how to file a claim with your insurance company.
Read more >

How Long Does A DUI Stay On Your Record?

by Catherine Hiles
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Updated on October 2, 2022
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4 Min Read
A DUI could stay on your record for as little as 5 years or as long as you live, depending on your state. It can also make your insurance premiums increase dramatically.
Read more >

How to Get Car Insurance With a Suspended License

by Elizabeth Rivelli
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Updated on September 25, 2022
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5 Min Read
If you lose your driving privileges, you may still be required to have car insurance. Here's what to know about getting car insurance with a suspended license.
Read more >

How Much Do Car Insurance Rates Go Up After A Speeding Ticket?

by Catherine Hiles
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Updated on September 25, 2022
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6 Min Read
Car insurance rates usually always increase after a speeding ticket, but the exact amount depends on where you live and who your insurance company is.
Read more >

Bodily Injury Liability Guide

by Mandy Sleight
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Updated on September 18, 2022
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4 Min Read
Learn all about bodily injury liability insurance: what it covers, how much bodily injury insurance you need, how much it costs, and requirements by state.
Read more >

What Is a Salvage Title Car?

by Mandy Sleight
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Updated on September 18, 2022
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4 Min Read
Learn what a salvage title is, how it works, pros and cons of buying a salvage title car, and how to insure a car with a salvage title.
Read more >

How Much Is Used Car Insurance?

by Jessica Martel
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Updated on September 18, 2022
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5 Min Read
Insuring a used car is typically less expensive than insuring a new vehicle. Learn what other factors are used to determine the cost of car insurance.
Read more >

States With No-Fault Insurance

by Catherine Hiles
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Updated on December 13, 2021
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3 Min Read
Twelve U.S. states are considered no-fault when it comes to car accidents, and the insurance requirements are different in each type of state.
Read more >

Comprehensive vs. Collision Insurance

by Catherine Hiles
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Updated on February 3, 2022
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3 Min Read
Comprehensive and collision insurance are two types of auto insurance that can cover your car against a variety of situations and events.
Read more >

What is Comprehensive Insurance?

by Elizabeth Rivelli
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Updated on February 3, 2022
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3 Min Read
Comprehensive insurance is an optional car insurance policy, but it can come in handy. Learn what comprehensive coverage is, what it covers, and what it costs.
Read more >

What Happens if You Have a Car Accident Without Insurance?

by Kevin Mercadante
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Updated on February 24, 2022
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5 Min Read
Driving without car insurance can seem like a way to save money. But what happens if you have a car accident without insurance? The cost can be many times more than the annual premium.
Read more >

How Your Age Affects Your Car Insurance Rates

by Catherine Hiles
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Updated on December 13, 2021
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4 Min Read
When you start shopping around for the best deal, you might notice that the price varies quite a bit depending on your age. Why is that, and how can you make sure you get the best deal?
Read more >

How to Lower Your Car Insurance Premiums

by Matthew Collister
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Updated on April 10, 2022
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8 Min Read
There are lots of things you can do to save money and lower your car insurance premium. There’s also one thing you should never do
Read more >

Can I Insure a Car Not in My Name?

by Matthew Collister
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Updated on September 5, 2022
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4 Min Read
An insurance company probably won’t sell you a policy for a car not in your name. However, there are ways to be insured when you drive that car.
Read more >

What Is Proof Of Insurance?

by Chris Muller
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Updated on December 13, 2021
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4 Min Read
The best way to make sure you're covered is to keep proof of insurance on hand. Find out how here.
Read more >

What is No-Fault Insurance?

by Matthew Collister
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Updated on February 25, 2022
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4 Min Read
Let's examine how no-fault works, what states have these systems in place, and why the insurance industry developed no-fault as an alternative to traditional tort-liability insurance.
Read more >

How Much Does Insurance Go Up After An Accident?

by Aja McClanahan
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Updated on April 6, 2022
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3 Min Read
How much your insurance goes up after an accident depends on many factors like the insurer, your age, where you live and your driving record.
Read more >

What is Gap Insurance?

by Cynthia Paez Bowman
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Updated on December 13, 2021
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3 Min Read
Gap insurance pays the difference in the value of your totaled car and what you owe. The small cost is worth it — new cars lose up to 20% in value each year.
Read more >

Usage-Based Insurance and Pay Per Mile Car Insurance Explained

by Lee Huffman
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Updated on December 13, 2021
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5 Min Read
While auto insurers offer many discounts, the easiest way to reduce your premiums is by driving less. In this article, we'll explain what usage-based insurance is and how you can be rewarded for safe driving behaviors and driving fewer miles.
Read more >

Multi-Car Insurance Guide

by Matthew Collister
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Updated on August 23, 2022
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5 Min Read
A multi-car policy provides insurance for multiple vehicles and drivers in a single household. These policies typically offer a discount and other benefits.
Read more >

The 10 Best Car Insurance Companies of 2022

by Holly Johnson
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Updated on January 2, 2022
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11 Min Read
Need car insurance? Read our comprehensive guide to find out which car insurance companies have the best ratings, rankings, and reviews in 2022.
Read more >

What Happens If Your Car Insurance Lapses?

by Jessica Martel
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Updated on August 11, 2022
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4 Min Read
A lapse in car insurance can be costly. Learn how you can avoid a lapse and what to do if you experience a lapse in car insurance.
Read more >

How to Switch Your Car Insurance in 8 Easy Steps

by Chris Muller
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Updated on December 13, 2021
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5 Min Read
This guide is designed to help you through the step-by-step process of how to switch car insurance.
Read more >

Car Insurance Discounts You Should Know About

by Holly Johnson
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Updated on December 13, 2021
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6 Min Read
Car insurance discounts are offered in a wide range of circumstances, and it's possible to qualify for more than one. Find out which discounts are most popular and how to find out if you're eligible.
Read more >

Stacked vs. Unstacked Car Insurance

by Matthew Collister
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Updated on February 3, 2022
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3 Min Read
Stacked car insurance is a way to increase your coverage and get more protection if you're in an accident caused by a driver with little or no insurance. Learn more.
Read more >

Is Florida a No-Fault State?

by Elizabeth Rivelli
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Updated on August 4, 2022
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3 Min Read
Learn more about Florida's no-fault car insurance laws, including how it works, what's covered, and how much coverage is legally required.
Read more >

How to Cancel Car Insurance

by Matthew Collister
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Updated on July 21, 2022
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4 Min Read
Canceling car insurance involves contacting your insurer to request the cancellation, signing a form, and receiving confirmation. It’s a straightforward process.
Read more >

Replacement Cost vs. Actual Cash Value

by Matthew Collister
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Updated on June 19, 2022
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4 Min Read
Replacement cost and actual cash value refer to the approaches an insurance company may take when determining the value of your property for a claim.
Read more >

What To Do When You Hit a Parked Car

by Roger Wohlner
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Updated on December 13, 2021
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4 Min Read
Accidents happen, including unintentionally hitting a parked car. Whatever the circumstances there are five steps you need to take.
Read more >

Car Insurance for Delivery Drivers: Everything You Need to Know

by Matthew Collister
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Updated on January 27, 2022
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7 Min Read
Thinking about being a delivery driver? be aware that your car insurance may need to be updated. This is true even if the company you’re working for says it provides you with insurance.
Read more >

What to Do When Someone Hits Your Parked Car

by Roger Wohlner
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Updated on April 10, 2022
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4 Min Read
Finding your parked car has been hit by another car is a very frustrating experience. There are four basic steps you'll want to take after you discover someone has hit your parked car.
Read more >

Can You Get Car Insurance With a Permit?

by Sarah Li Cain
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Updated on May 25, 2022
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4 Min Read
To help you determine whether you need insurance as a permit-holding diver, you need to examine the scenarios where you need car insurance, and how to purchase a policy if you have your learner’s permit.
Read more >

Does Car Insurance Follow the Car or the Driver?

by Eric Rosenberg
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Updated on March 17, 2022
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3 Min Read
If someone else borrows your car or you rent a car, it’s vital to remain insured. Click here to find out, does car insurance follow the car or the driver?
Read more >

What Is Subrogation in Insurance?

by Eric Rosenberg
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Updated on April 21, 2022
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3 Min Read
Subrogation is an insurance term for reimbursing costs through someone else’s insurance. Learn more about subrogation here.
Read more >

What Is an Insurance Binder?

by Sarah Li Cain
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Updated on April 21, 2022
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4 Min Read
Insurance binders are important if you’re taking out a car loan or a mortgage. Learn exactly what they are and how to get one.
Read more >

What Is a Car Insurance Declarations Page?

by Roger Wohlner
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Updated on December 13, 2021
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4 Min Read
The declarations page of your car insurance policy outlines the key features, costs, coverage types and coverage limits offered by the policy.
Read more >

How to Insure a Car With A Rebuilt Title

by Matthew Collister
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Updated on December 13, 2021
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4 Min Read
A car with a rebuilt title is more difficult to insure than one with a clean title, but getting the coverage you need is possible. Learn how.
Read more >

What is Collision Insurance?

by Matthew Collister
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Updated on February 3, 2022
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5 Min Read
Collision insurance helps pay for repairs to your car when you’re at fault in an accident. Learn more about this coverage on your car insurance policy.
Read more >

What is a Lienholder?

by Elizabeth Rivelli
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Updated on April 18, 2022
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3 Min Read
If you have an auto loan, you've probably heard the term lienholder. But do you know how it affects your car title and insurance? We explain it all in this guide.
Read more >

How Long After a Car Accident Can You File an Insurance Claim?

by Matthew Collister
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Updated on March 23, 2022
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4 Min Read
it’s almost always in your best interest to file a car insurance claim as soon as possible after an accident.
Read more >

How to Get Car Insurance

by Chris Muller
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Updated on February 3, 2022
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12 Min Read
About one in every eight drivers was driving uninsured. So in this article, I will cover how to get car insurance from start to finish. Let’s get started.
Read more >

What Happens If You Get Caught Driving Without Insurance?

by Matthew Collister
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Updated on February 3, 2022
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4 Min Read
Driving without insurance risks penalties including fines, license suspension, jail time, and responsibility for damages and injuries you cause in an accident.
Read more >

Rideshare Insurance for Drivers: Everything You Need to Know

by Matthew Collister
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Updated on January 27, 2022
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6 Min Read
Rideshare insurance is an optional coverage, and is available from many personal auto insurers. Although it’s not legally required for drivers, it provides important financial protection if you cause an accident that results in injury or damage.
Read more >

Rental Car Insurance Guide

by Matthew Collister
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Updated on January 27, 2022
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4 Min Read
If you have a personal auto insurance policy, and you’re traveling in the U.S. or Canada, your coverages likely extend to the rental car. You should check with your insurance company to make sure, but you probably don’t need the insurance offered at the rental counter.
Read more >

Is Car Insurance Tax Deductible?

by Chris Muller
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Updated on December 13, 2021
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3 Min Read
Is car insurance tax deductible? People ask themselves this when they are looking for deductions on their income taxes. The simple answer is yes, but it depends on your situation.
Read more >

What Is Medical Payments (MedPay) Coverage?

by Matthew Collister
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Updated on December 13, 2021
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5 Min Read
Medpay is a coverage available for your car insurance policy. If you’re injured in an accident, it helps pay for your medical costs. Learn more.
Read more >

What is Vehicle Registration?

by Elizabeth Rivelli
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Updated on December 13, 2021
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3 Min Read
Your car must be registered before you can legally drive it. Learn how to register your vehicle and how much it costs in your state.
Read more >

What is Temporary Car Insurance?

by Holly Johnson
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Updated on December 13, 2021
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4 Min Read
Temporary car insurance can protect you from financial losses in the short-term, but you'll have to shop carefully and wisely to ensure you have the coverage you need.
Read more >
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