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Home Insurance

Mobile Home (HO-7) Insurance: Everything You Need to Know

Mobile Home (HO-7) Insurance: Everything You Need to Know

by Matthew Collister
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Updated on January 6, 2022
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4 Min Read
Mobile home (HO-7) insurance protects you financially if your home is destroyed, your personal property is damaged or stolen, and more. Learn about it.
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What Is An HO-5 Insurance Policy?

by Holly Johnson
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Updated on January 6, 2022
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3 Min Read
HO5 insurance policies offer better coverage and higher limits, making them a form of premium homeowners coverage. Find out how HO5 policies work and who they're best for.
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What is an HO-3 Homeowners Insurance Policy?

by Matthew Collister
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Updated on January 6, 2022
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5 Min Read
An HO-3 policy is the most common type of homeowners insurance for single-family homes. It protects you financially if your home is damaged or destroyed.
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What Is HO-2 Insurance?

by Elizabeth Rivelli
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Updated on December 13, 2021
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3 Min Read
HO-2 insurance is a type of home insurance. Learn what it covers, what's excluded from this policy, and how it differs from other kinds of homeowners insurance.
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How Much Is Homeowners Insurance

by Holly Johnson
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Updated on December 6, 2021
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6 Min Read
Homeowners insurance premiums depend on a whole host of factors, including the state you live in. Find out how average premiums pan out where you live.
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What is Homeowners Insurance?

by Catherine Hiles
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Updated on December 6, 2021
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6 Min Read
Homeowners insurance helps protect your home and its belongings if it suffers damage from a storm, fire, or other covered event.
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What is Renters Insurance (HO-4)?

by Holly Johnson
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Updated on December 6, 2021
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5 Min Read
Renters insurance protects personal belongings while providing liability coverage. Find out how renters insurance works and how much it costs.
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What is Extended Replacement Cost?

by Catherine Hiles
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Updated on December 6, 2021
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5 Min Read
Extended replacement cost is an add-on to your homeowners insurance that increases the replacement cost coverage if your home needs to be rebuilt.
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How A Pool Affects Your Homeowners Insurance

by Elizabeth Rivelli
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Updated on December 13, 2021
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4 Min Read
Pools can impact your home insurance, like the amount of coverage you need and your annual rate. If you have a pool or want to build one, here's what to know.
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What Is An Elevation Certificate For Flood Insurance?

by Lee Huffman
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Updated on October 18, 2021
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5 Min Read
Homes in a flood zone should purchase flood insurance to protect against damage. An elevation certificate analyzes the home and determines insurance rates.
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Does Homeowners Insurance Cover Fire Damage?

by Catherine Hiles
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Updated on December 9, 2021
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6 Min Read
Homeowners insurance covers numerous incidents and disasters that might damage or destroy your home, including most types of house fire.
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What is Loss of Use Coverage

by Lee Huffman
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Updated on December 6, 2021
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5 Min Read
Loss of Use coverage pays for housing and additional expenses incurred when you cannot live in your home while it is being repaired for a covered reason.
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What is Water Backup Coverage?

by Catherine Hiles
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Updated on December 13, 2021
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5 Min Read
Water backup insurance coverage is a type of insurance that helps pay for water damage caused by sewer, drain, or sump pump water backup.
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What is HOA Insurance?

by Holly Johnson
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Updated on December 13, 2021
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4 Min Read
HOA insurance protects individual homeowners and owners of condominiums from costs related to damage or liability in common areas.
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What is Service Line Coverage, and Do You Need It?

by Matthew Collister
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Updated on December 13, 2021
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4 Min Read
Service line coverage is insurance that pays to repair damage to underground utility lines on your property. Learn more about this useful type of coverage.
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What is Condominium (HO-6) Insurance?

by Matthew Collister
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Updated on December 13, 2021
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5 Min Read
Condominium insurance is a form of homeowners coverage designed for condos. It insures areas of the condo that are not insured by your association’s policy.
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What is Dwelling Coverage?

by Roger Wohlner
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Updated on December 13, 2021
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4 Min Read
Dwelling coverage is a key portion of a homeowners insurance policy that covers the repair or replacement of your dwelling.
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Your Guide to Earthquake Insurance

by Matthew Collister
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Updated on December 13, 2021
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6 Min Read
Earthquake insurance provides coverage if your home is damaged by a quake. If you live in an area that’s high risk, it’s coverage worth considering. Learn more.
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Does Homeowners Insurance Cover Mold?

by Jennifer G Gregory
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Updated on December 13, 2021
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4 Min Read
Most homeowners think their insurance will automatically cover mold damage in the home. Unfortunately, mold coverage is not guaranteed by your homeowners insurance policy.
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Homeowners Insurance Deductibles Explained

by Elizabeth Rivelli
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Updated on December 13, 2021
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6 Min Read
Home insurance policies have a deductible, which you pay toward a covered loss. Learn how deductibles work, how much they cost, and how they affect your rate.
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How Much Renters Insurance Do You Need?

by Matthew Collister
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Updated on December 13, 2021
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4 Min Read
The amount of renters insurance you need depends on several factors. We take a look at some of the things you should think about when considering how much you need.
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What is Hazard Insurance?

by Catherine Hiles
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Updated on December 13, 2021
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3 Min Read
Hazard insurance helps protect you and your home in case of a natural disaster or other hazard. Learn more about this important insurance type.
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How Much Is Renters Insurance?

by Elizabeth Rivelli
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Updated on December 13, 2021
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4 Min Read
The average American pays $179 per year or $14.9 per month for renters insurance in the United States. Factors like age, credit score, state and even your ZIP code will impact the cost of your policy.
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How Much Does Flood Insurance Cost?

by Elizabeth Rivelli
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Updated on December 13, 2021
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5 Min Read
Standard homeowners and renters insurance policies never cover flood damage, even if it’s sudden and accidental. If you live in an area that is prone to flooding, it’s a good idea to purchase a separate flood insurance policy.
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What Does Renters Insurance Cover?

by Jennifer G Gregory
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Updated on December 13, 2021
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5 Min Read
Renters insurance covers damage to or theft of your personal property, personal liability for guests and Loss of use if you're unable to live in your home due to a covered loss.
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What Does Homeowners Insurance Cover?

by Cynthia Paez Bowman
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Updated on January 6, 2022
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4 Min Read
When shopping around for coverage, you’ll find that a home insurance policy comes with different components. The question is, what does homeowners insurance cover and what exactly do you need?
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The Best Homeowners Insurance in 2022

by Elizabeth Rivelli
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Updated on January 2, 2022
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6 Min Read
We did some research to identify the best homeowner's insurance companies in 2022. These providers stand out for their affordable rates, coverage options, discounts, customer service, and more.
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