The Insurance Bulletin
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Home Insurance

Best Renters Insurance Companies

Best Renters Insurance Companies

by Margaret Wack
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Updated on August 7, 2022
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9 Min Read
Renters insurance policies can help to protect you from covered perils like fire, lightning, and theft. We’ll cover the best renters insurance companies, how to choose a policy, and what renters insurance covers.
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What Is Title Insurance?

by Margaret Wack
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Updated on April 6, 2022
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3 Min Read
Title insurance helps to protect new homebuyers against any issues surrounding a new home’s title, such as lawsuits, liens, or back taxes.
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The Best Homeowners Insurance in 2022

by Elizabeth Rivelli
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Updated on April 3, 2022
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7 Min Read
We did some research to identify the best homeowner's insurance companies in 2022. These providers stand out for their affordable rates, coverage options, discounts, customer service, and more.
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How Much Does Title Insurance Cost

by Matthew Collister
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Updated on July 17, 2022
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3 Min Read
Title insurance protects you if there are any problems related to your home’s title. Its cost varies, usually ranging from a few hundred to a few thousand dollars.
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How To Get Insurance To Pay For Roof Replacement

by Mandy Sleight
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Updated on July 10, 2022
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6 Min Read
How to get insurance to pay for roof replacement? Follow these steps to get your claim approved and the money you need to repair or replace your roof.
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Homeowners Insurance Deductibles Explained

by Elizabeth Rivelli
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Updated on December 13, 2021
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6 Min Read
Home insurance policies have a deductible, which you pay toward a covered loss. Learn how deductibles work, how much they cost, and how they affect your rate.
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What Is An HO-5 Insurance Policy?

by Holly Johnson
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Updated on January 6, 2022
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3 Min Read
HO5 insurance policies offer better coverage and higher limits, making them a form of premium homeowners coverage. Find out how HO5 policies work and who they're best for.
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What is HOA Insurance?

by Holly Johnson
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Updated on January 27, 2022
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4 Min Read
HOA insurance protects individual homeowners and owners of condominiums from costs related to damage or liability in common areas.
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What is an HO-3 Homeowners Insurance Policy?

by Matthew Collister
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Updated on January 6, 2022
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5 Min Read
An HO-3 policy is the most common type of homeowners insurance for single-family homes. It protects you financially if your home is damaged or destroyed.
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What is a Homeowners Insurance Declarations Page?

by Matthew Collister
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Updated on July 6, 2022
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5 Min Read
Homeowners insurance can be complex and challenging to understand. As a high-level overview of your policy, your declarations page can help you break through the complexity. When you buy or renew your homeowners insurance policy, look for this important document.
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Hazard Insurance vs. Homeowners Insurance

by Margaret Wack
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Updated on March 17, 2022
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3 Min Read
Hazard insurance, which refers to insurance against perils like fire or theft, is one component of homeowners insurance. We’ll break down the difference between these two terms.
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How To Buy Homeowners Insurance

by Mandy Sleight
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Updated on July 3, 2022
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10 Min Read
Learn how to buy homeowners insurance, including what it covers, what it doesn’t cover, ways to save, how rates are calculated, and how much coverage you need.
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Replacement Cost vs. Actual Cash Value

by Matthew Collister
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Updated on June 19, 2022
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4 Min Read
Replacement cost and actual cash value refer to the approaches an insurance company may take when determining the value of your property for a claim.
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What Is An Insurance Deductible?

by Choncé Maddox
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Updated on June 2, 2022
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3 Min Read
Most insurance policies have a deductible which is the policyholder’s responsibility to pay before receiving benefits. Learn more about how deductibles work here.
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How Much Does Flood Insurance Cost?

by Elizabeth Rivelli
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Updated on December 13, 2021
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5 Min Read
Standard homeowners and renters insurance policies never cover flood damage, even if it’s sudden and accidental. If you live in an area that is prone to flooding, it’s a good idea to purchase a separate flood insurance policy.
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What is Extended Replacement Cost?

by Catherine Hiles
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Updated on December 6, 2021
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5 Min Read
Extended replacement cost is an add-on to your homeowners insurance that increases the replacement cost coverage if your home needs to be rebuilt.
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What is Water Backup Coverage?

by Catherine Hiles
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Updated on March 21, 2022
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5 Min Read
Water backup insurance coverage is a type of insurance that helps pay for water damage caused by sewer, drain, or sump pump water backup.
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How A Pool Affects Your Homeowners Insurance

by Elizabeth Rivelli
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Updated on December 13, 2021
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4 Min Read
Pools can impact your home insurance, like the amount of coverage you need and your annual rate. If you have a pool or want to build one, here's what to know.
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What is Service Line Coverage and Do You Need It?

by Matthew Collister
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Updated on March 30, 2022
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4 Min Read
Service line coverage is insurance that pays to repair damage to underground utility lines on your property. Learn more about this useful type of coverage.
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Does Homeowners Insurance Cover Water Damage?

by Jessica Martel
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Updated on April 3, 2022
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4 Min Read
If you’re a homeowner, make sure you know what types of water damage are covered by your insurance policy so you can be properly prepared.
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What Is an Insurance Binder?

by Sarah Li Cain
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Updated on April 21, 2022
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4 Min Read
Insurance binders are important if you’re taking out a car loan or a mortgage. Learn exactly what they are and how to get one.
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Third-Party Insurance Guide

by Sarah Li Cain
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Updated on April 21, 2022
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3 Min Read
Getting adequately insured is crucial if you want to protect yourself and your family. Part of that is getting third-party insurance. Learn exactly what it is, how it works, and where you can purchase such coverage.
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What Is HO-2 Insurance?

by Elizabeth Rivelli
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Updated on April 3, 2022
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3 Min Read
HO-2 insurance is a type of home insurance. Learn what it covers, what's excluded from this policy, and how it differs from other kinds of homeowners insurance.
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What Does Homeowners Insurance Cover?

by Cynthia Paez Bowman
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Updated on April 3, 2022
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4 Min Read
When shopping around for coverage, you’ll find that a home insurance policy comes with different components. The question is, what does homeowners insurance cover and what exactly do you need?
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What is Homeowners Insurance?

by Catherine Hiles
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Updated on April 3, 2022
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6 Min Read
Homeowners insurance helps protect your home and its belongings if it suffers damage from a storm, fire, or other covered event.
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Does Homeowners Insurance Cover Roof Damage?

by Choncé Maddox
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Updated on March 31, 2022
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4 Min Read
Homeowner’s insurance may or may not cover roof damage based on the circumstances. Learn which situations are covered and how to file a claim in this article.
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What is Scheduled Personal Property Coverage?

by Eric Rosenberg
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Updated on March 31, 2022
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3 Min Read
Personal property coverage is insurance for valuable items like jewelry and artwork. Learn more about personal property coverage here.
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Types Of Home Insurance Policy Forms

by Matthew Collister
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Updated on January 27, 2022
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6 Min Read
What does the “HO” on your home insurance paperwork mean? It denotes your policy form, or contract. Learn more.
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Does Homeowners Insurance Cover Fire Damage?

by Catherine Hiles
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Updated on January 27, 2022
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6 Min Read
Homeowners insurance covers numerous incidents and disasters that might damage or destroy your home, including most types of house fire.
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What Is Broad Form (BFI) Insurance?

by Holly Johnson
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Updated on January 27, 2022
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4 Min Read
The term "broad form insurance" has multiple meanings. Find out how this type of insurance works and who should use it.
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Mobile Home (HO-7) Insurance: Everything You Need to Know

by Matthew Collister
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Updated on January 20, 2022
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4 Min Read
Mobile home (HO-7) insurance protects you financially if your home is destroyed, your personal property is damaged or stolen, and more. Learn about it.
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What is an HO-8 Insurance Policy?

by Elizabeth Rivelli
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Updated on January 20, 2022
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3 Min Read
HO-8 insurance is used to protect homes that are older or have architectural significance. Learn what this policy does and doesn't cover, and who needs it.
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Your Guide to Earthquake Insurance

by Matthew Collister
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Updated on December 13, 2021
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6 Min Read
Earthquake insurance provides coverage if your home is damaged by a quake. If you live in an area that’s high risk, it’s coverage worth considering. Learn more.
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What is Condominium (HO-6) Insurance?

by Matthew Collister
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Updated on December 13, 2021
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5 Min Read
Condominium insurance is a form of homeowners coverage designed for condos. It insures areas of the condo that are not insured by your association’s policy.
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What is Hazard Insurance?

by Catherine Hiles
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Updated on December 13, 2021
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3 Min Read
Hazard insurance helps protect you and your home in case of a natural disaster or other hazard. Learn more about this important insurance type.
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Does Homeowners Insurance Cover Mold?

by Jennifer G Gregory
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Updated on December 13, 2021
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4 Min Read
Most homeowners think their insurance will automatically cover mold damage in the home. Unfortunately, mold coverage is not guaranteed by your homeowners insurance policy.
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What is Dwelling Coverage?

by Roger Wohlner
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Updated on December 13, 2021
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4 Min Read
Dwelling coverage is a key portion of a homeowners insurance policy that covers the repair or replacement of your dwelling.
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How Much Is Homeowners Insurance

by Holly Johnson
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Updated on December 6, 2021
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6 Min Read
Homeowners insurance premiums depend on a whole host of factors, including the state you live in. Find out how average premiums pan out where you live.
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What is Loss of Use Coverage

by Lee Huffman
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Updated on December 6, 2021
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5 Min Read
Loss of Use coverage pays for housing and additional expenses incurred when you cannot live in your home while it is being repaired for a covered reason.
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What Is An Elevation Certificate For Flood Insurance?

by Lee Huffman
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Updated on October 18, 2021
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5 Min Read
Homes in a flood zone should purchase flood insurance to protect against damage. An elevation certificate analyzes the home and determines insurance rates.
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