Car
Home
Health
Life
Other
Guides
How Car Insurance Works
by Matthew Collister
|
5 Min Read
What Is a Car Insurance Declarations Page?
by Roger Wohlner
|
4 Min Read
What is Collision Insurance?
by Matthew Collister
|
5 Min Read
What is Comprehensive Insurance?
by Elizabeth Rivelli
|
3 Min Read
What Is Medical Payments (MedPay) Coverage?
by Matthew Collister
|
5 Min Read
What Is Personal Injury Protection (PIP) aka No-fault Insurance?
by Jennifer G Gregory
|
4 Min Read
Rental Car Insurance Guide
by Matthew Collister
|
4 Min Read
Types of Insurance
Car Insurance Coverage Explained
by Jennifer G Gregory
|
5 Min Read
Understanding Uninsured Motorist (UM) Coverage
by Matthew Collister
|
7 Min Read
Liability Car Insurance Coverage Explained
by Matthew Collister
|
4 Min Read
Liability vs. Full-Coverage Car Insurance
by Lee Huffman
|
3 Min Read
Rideshare Insurance for Drivers: Everything You Need to Know
by Matthew Collister
|
6 Min Read
Car Insurance for Delivery Drivers: Everything You Need to Know
by Matthew Collister
|
7 Min Read
What is Full Coverage Car Insurance?
by Matthew Collister
|
4 Min Read
Case of an accident
What to Do When Someone Hits Your Parked Car
by Roger Wohlner
|
4 Min Read
What To Do When You Hit a Parked Car
by Roger Wohlner
|
4 Min Read
How to File a Claim With an Insurance Company
by Matthew Collister
|
5 Min Read
How Long Does it Take for a Car Insurance Claim to Settle?
by Matthew Collister
|
5 Min Read
Editor’s choice
The 10 Best Car Insurance Companies of 2022
by Holly Johnson
|
11 Min Read
How Much Car Insurance Do You Need?
by Elizabeth Rivelli
|
6 Min Read
Car Insurance Discounts You Should Know About
by Holly Johnson
|
6 Min Read
How to Lower Your Car Insurance Premiums
by Matthew Collister
|
8 Min Read
How to Switch Your Car Insurance in 8 Easy Steps
by Chris Muller
|
5 Min Read
How Your Age Affects Your Car Insurance Rates
by Catherine Hiles
|
4 Min Read
Guides
Your Guide to Earthquake Insurance
by Matthew Collister
|
6 Min Read
What Is An Elevation Certificate For Flood Insurance?
by Lee Huffman
|
5 Min Read
What is HOA Insurance?
by Holly Johnson
|
4 Min Read
Coverage explained
What is Dwelling Coverage?
by Roger Wohlner
|
4 Min Read
Does Homeowners Insurance Cover Mold?
by Jennifer G Gregory
|
4 Min Read
How A Pool Affects Your Homeowners Insurance
by Elizabeth Rivelli
|
4 Min Read
Does Homeowners Insurance Cover Fire Damage?
by Catherine Hiles
|
6 Min Read
What is Water Backup Coverage?
by Catherine Hiles
|
5 Min Read
What is Loss of Use Coverage
by Lee Huffman
|
5 Min Read
Types of insurance
How Much Is Homeowners Insurance
by Holly Johnson
|
6 Min Read
How Much Does Flood Insurance Cost?
by Elizabeth Rivelli
|
5 Min Read
How Much Is Renters Insurance?
by Elizabeth Rivelli
|
4 Min Read
What is Hazard Insurance?
by Catherine Hiles
|
3 Min Read
Types Of Home Insurance Policy Forms
by Matthew Collister
|
6 Min Read
Editor’s choice
The Best Homeowners Insurance in 2022
by Elizabeth Rivelli
|
7 Min Read
What is Homeowners Insurance?
by Catherine Hiles
|
6 Min Read
What is Extended Replacement Cost?
by Catherine Hiles
|
5 Min Read
What is Service Line Coverage and Do You Need It?
by Matthew Collister
|
4 Min Read
Guides
A Guide to Health Insurance
by Matthew Collister
|
11 Min Read
Guide to short term disability insurance (STDI)
by Matthew Collister
|
8 Min Read
Disability Insurance: What You Need to Know
by Matthew Collister
|
8 Min Read
Long-Term Care Insurance Explained
by Jennifer G Gregory
|
6 Min Read
Out-of-Pocket Health Costs Explained: Deductibles, Coinsurance & Copays
by Holly Johnson
|
4 Min Read
Types of Insurance
What is Accident Insurance
by Jennifer G Gregory
|
4 Min Read
Your Guide to COBRA Health Insurance
by Matthew Collister
|
9 Min Read
PPO vs. HMO Insurance: What's the Difference?
by Holly Johnson
|
4 Min Read
Deductible vs. Out-of-Pocket Maximum: What's the difference?
by Roger Wohlner
|
4 Min Read
Editor’s choice
What Is Private Health Insurance?
by Roger Wohlner
|
4 Min Read
Best Health Insurance Companies of 2022
by Holly Johnson
|
8 Min Read
Learn the basics
Is Life Insurance Tax Deductible?
by Jennifer G Gregory
|
4 Min Read
Can You Have More Than One Life Insurance Policy?
by Catherine Hiles
|
5 Min Read
Guide to Life Insurance Medical Exams
by Holly Johnson
|
6 Min Read
Can You Take Life Insurance Out on Someone Else
by Lee Huffman
|
4 Min Read
Is Life Insurance Taxable?
by Elizabeth Rivelli
|
5 Min Read
Does Life Insurance Cover Suicide?
by Elizabeth Rivelli
|
3 Min Read
What is a Contingent Beneficiary?
by Catherine Hiles
|
5 Min Read
Supplemental Insurance
Guide to Accidental Death and Dismemberment (AD&D) Insurance
by Matthew Collister
|
6 Min Read
Understanding Indexed Universal Life (IUL) Insurance
by Matthew Collister
|
5 Min Read
Life Insurance vs. AD&D Insurance
by Lee Huffman
|
4 Min Read
Type of Insurance
Types of Life Insurance Riders
by Holly Johnson
|
5 Min Read
Types of Life Insurance
by Roger Wohlner
|
11 Min Read
What Is Permanent Life Insurance
by Matthew Collister
|
4 Min Read
What is Whole Life Insurance?
by Matthew Collister
|
5 Min Read
What is Cash Value Life Insurance?
by Matthew Collister
|
7 Min Read
What Is Universal Life Insurance?
by Elizabeth Rivelli
|
4 Min Read
Term vs Permanent Life Insurance
by Elizabeth Rivelli
|
5 Min Read
Additional resources
Selling Your Life Insurance Policy
by Lee Huffman
|
5 Min Read
The 10 best life insurance companies of 2022
by Holly Johnson
|
10 Min Read
How Much Life Insurance Do I Need?
by Cynthia Paez Bowman
|
4 Min Read
Term versus whole life insurance
by Catherine Hiles
|
4 Min Read
Whole Life vs. Universal Life Insurance
by Jen Smith
|
4 Min Read
Featured
Best pet insurance companies
by Jennifer G Gregory
|
7 Min Read
How to File a Claim With an Insurance Company
by Matthew Collister
|
5 Min Read
Do You Need Boat Insurance?
by Catherine Hiles
|
4 Min Read
Do You Need Motorcycle Insurance?
by Catherine Hiles
|
4 Min Read
What Is an Insurance Rider?
by Matthew Collister
|
3 Min Read
Types of Insurance
A Guide to Umbrella Insurance
by Roger Wohlner
|
7 Min Read
Is a business owners policy right for your business?
by Matthew Collister
|
4 Min Read
What Is Pet Insurance and How Does It Work?
by Jennifer G Gregory
|
4 Min Read
Travel Insurance Explained
by Jennifer G Gregory
|
6 Min Read
What Is Owner's Title Insurance
by Elizabeth Rivelli
|
3 Min Read
What is Liability Insurance?
by Catherine Hiles
|
4 Min Read
Home
/
Life Insurance
Advertiser Disclosure
Life Insurance
Term versus whole life insurance
by
Catherine Hiles
|
Updated on
March 13, 2022
|
4 Min
Read
When shopping for life insurance, there are two main types to consider: term and whole life insurance. Learn the differences and see which is right for you.
Read more >
Life Insurance Blood Tests & Exams Guide
by
Elizabeth Rivelli
|
Updated on
December 5, 2022
|
4 Min
Read
A life insurance medical exam is often required to get coverage. Learn what to expect during the exam, how to prepare, and how the findings impact your rate.
Read more >
Term Life Insurance Guide
by
Lee Huffman
|
Updated on
December 13, 2021
|
6 Min
Read
Term life insurance is a popular financial tool to protect against loss of life for a specific period of time with affordable premiums.
Read more >
How to buy life insurance
by
Mandy Sleight
|
Updated on
November 17, 2022
|
7 Min
Read
A guide on how to buy life insurance: what it is, when you should buy it, how much coverage you need, how to choose a policy, where to buy, and costs.
Read more >
What Are Life Insurance Nonforfeiture Options?
by
Aaron Hurd
|
Updated on
September 25, 2022
|
3 Min
Read
There are several life insurance nonforfeiture options typically available to holders of permanent life insurance, long-term disability and long-term care contracts.
Read more >
How does life insurance work?
by
Chris Muller
|
Updated on
December 21, 2021
|
13 Min
Read
Life insurance provides important protection when a policyholder dies, and a beneficiary will receive the death benefit (upon proof of a death certificate). You sign up for a plan with a provider and make some regular payments for the plan.
Read more >
The 10 best life insurance companies of 2022
by
Holly Johnson
|
Updated on
January 2, 2022
|
10 Min
Read
The best life insurance companies offer the coverage you need for a price you can afford. Find out which companies made our ranking in terms of their financial strength, ratings, reviews, and customer experience.
Read more >
What Is A Waiver Of Premium Rider?
by
Jessica Martel
|
Updated on
March 17, 2022
|
3 Min
Read
A waiver of premium rider is one way to customize your life insurance policy to provide the coverage and protection you may need if you experience a disability.
Read more >
Guide to Accidental Death and Dismemberment (AD&D) Insurance
by
Matthew Collister
|
Updated on
October 25, 2021
|
6 Min
Read
Accidental death and dismemberment insurance protects your family financially in the event of a severe or deadly accident. Learn more.
Read more >
Types of Life Insurance Riders
by
Holly Johnson
|
Updated on
December 13, 2021
|
5 Min
Read
Life insurance riders let you upgrade your life insurance policy for an additional cost. Find out about the most popular riders in this comprehensive guide.
Read more >
Life Insurance vs. AD&D Insurance
by
Lee Huffman
|
Updated on
December 13, 2021
|
4 Min
Read
Life insurance and AD&D policies are usually purchased to provide a death benefit in case of death, but there are meaningful differences in their coverage.
Read more >
What Is Supplemental Life Insurance?
by
Holly Johnson
|
Updated on
December 21, 2021
|
4 Min
Read
Supplemental life insurance is a type of life insurance that is offered by employers. Find out how this coverage works and who it's best for.
Read more >
Largest Life Insurance Companies
by
Choncé Maddox
|
Updated on
August 3, 2022
|
2 Min
Read
What are the largest life insurance companies? Life insurance has been around for a long time. Here are 15 top companies with the highest market shares.
Read more >
What Is Guaranteed Issue Life Insurance?
by
Cynthia Paez Bowman
|
Updated on
March 3, 2022
|
3 Min
Read
Guaranteed issue life insurance provides you with “no questions asked” coverage when you don’t want to discuss your health history or undergo a medical exam.
Read more >
Whole Life vs. Universal Life Insurance
by
Jen Smith
|
Updated on
March 13, 2022
|
4 Min
Read
Thinking about permanent life insurance? Learn the differences between whole life and universal life insurance to choose the one that’s right for you.
Read more >
Voluntary Life Insurance Guide
by
Elizabeth Rivelli
|
Updated on
November 8, 2021
|
4 Min
Read
Thinking about getting voluntary life insurance from your employer? Here's how much it costs, how it works, and what to ask before you buy a policy.
Read more >
How Much Life Insurance Do I Need?
by
Cynthia Paez Bowman
|
Updated on
December 21, 2021
|
4 Min
Read
Life insurance is an important part of financial planning. It ensures you don’t leave your family burdened with all the financial responsibility you helped carry while living.
Read more >
Types of Life Insurance
by
Roger Wohlner
|
Updated on
March 13, 2022
|
11 Min
Read
There's a number of life insurance policies, read more about how each policy differs and which may be the best fit for your you.
Read more >
Can You Take Life Insurance Out on Someone Else
by
Lee Huffman
|
Updated on
December 13, 2021
|
4 Min
Read
Most life insurance policies are owned by the insured person, but some policies are owned by someone else. We share how that works and common reasons why.
Read more >
What is Single Premium Life Insurance?
by
Matthew Collister
|
Updated on
July 3, 2022
|
5 Min
Read
Single-premium life insurance is a type of policy requiring just one lump-sum payment of premium at coverage inception.
Read more >
Term vs Permanent Life Insurance
by
Elizabeth Rivelli
|
Updated on
March 13, 2022
|
5 Min
Read
Term life and permanent life are the two main types of life insurance. Here's how these policies differ in terms of price, coverage, and duration.
Read more >
What Is Permanent Life Insurance
by
Matthew Collister
|
Updated on
March 13, 2022
|
4 Min
Read
Permanent life insurance stays in effect until your death, pays a death benefit, and has a cash value feature to help you save money. There’s no set term of years. Hence the label “permanent”.
Read more >
What is Cash Value Life Insurance?
by
Matthew Collister
|
Updated on
March 13, 2022
|
7 Min
Read
Cash value life insurance provides financial protection for your family, along with a savings tool you can access while living. Learn more.
Read more >
What Is Universal Life Insurance?
by
Elizabeth Rivelli
|
Updated on
March 13, 2022
|
4 Min
Read
Universal life insurance offers flexible coverage, but it has downsides. Read our guide to universal life insurance, and see if it's the right option for you.
Read more >
Guide to Life Insurance Medical Exams
by
Holly Johnson
|
Updated on
March 13, 2022
|
6 Min
Read
Life insurance medical exams help companies determine your eligibility for coverage as well as how much you'll pay. Find out what to expect and the steps you can take to improve your results.
Read more >
No Medical Exam Life Insurance: What You Need to Know
by
Matthew Collister
|
Updated on
March 13, 2022
|
6 Min
Read
No-medical-exam life insurance is an option that allows you to buy a policy without having that medical exam. Instead company may ask you to do a much simpler questionnaire about your health, while relying on your medical records to inform their underwriting assessment.
Read more >
What Is Simplified Issue Life Insurance?
by
Elizabeth Rivelli
|
Updated on
March 13, 2022
|
3 Min
Read
Simplified issue life insurance doesn't require a medical exam and has no waiting period. Learn more about this type of coverage to see if it's right for you.
Read more >
What Is Variable Universal Life (VUL) Insurance?
by
Holly Johnson
|
Updated on
March 13, 2022
|
4 Min
Read
Variable universal life (VUL) insurance lets consumers secure a death benefit with an investment component. Find out who this type of permanent coverage is best for and how it works.
Read more >
Is Life Insurance Taxable?
by
Elizabeth Rivelli
|
Updated on
January 11, 2022
|
5 Min
Read
Life insurance usually isn't taxable, but there are exceptions. Find out when life insurance money is subject to taxes and how you can avoid them.
Read more >
An Introduction to Irrevocable Life Insurance Trusts (ILIT)
by
Matthew Collister
|
Updated on
January 11, 2022
|
4 Min
Read
An irrevocable life insurance trust (ILIT) can protect generational wealth by sheltering a life insurance policy’s death benefit from estate taxes. Learn more.
Read more >
Group Term Life Insurance Guide
by
Holly Johnson
|
Updated on
December 21, 2021
|
6 Min
Read
Group term life insurance is a common benefit offered to employees. Find out how this coverage works and why it's best used as supplementary coverage to your own life insurance policy.
Read more >
Does Life Insurance Cover Suicide?
by
Elizabeth Rivelli
|
Updated on
December 21, 2021
|
3 Min
Read
Life insurance typically covers suicide, but there are some limitations. Here's what you need to know about the life insurance suicide clause.
Read more >
What is Whole Life Insurance?
by
Matthew Collister
|
Updated on
December 13, 2021
|
5 Min
Read
Whole life is a form of insurance that provides both a death benefit and a savings component that can add flexibility to your financial portfolio.
Read more >
Is Life Insurance Tax Deductible?
by
Jennifer G Gregory
|
Updated on
December 13, 2021
|
4 Min
Read
This article discusses the tax deductibility of life insurance. While there are certain exceptions, the general answer is no – however there are a number of significant tax advantages from life insurance.
Read more >
Selling Your Life Insurance Policy
by
Lee Huffman
|
Updated on
December 13, 2021
|
5 Min
Read
Life insurance policies are one of a person's largest assets. It is possible to sell your policy to receive cash now versus waiting until you pass away.
Read more >
Can You Have More Than One Life Insurance Policy?
by
Catherine Hiles
|
Updated on
December 13, 2021
|
5 Min
Read
While it is possible to have multiple life insurance policies at the same time, your income and debts may also be covered by a single policy.
Read more >
Understanding Indexed Universal Life (IUL) Insurance
by
Matthew Collister
|
Updated on
December 13, 2021
|
5 Min
Read
Indexed universal life (IUL) insurance provides financial security to your family while earning you money based on stock market performance. Learn more.
Read more >
What is a Contingent Beneficiary?
by
Catherine Hiles
|
Updated on
October 25, 2021
|
5 Min
Read
A contingent beneficiary is a person who receives assets from your estate should your primary beneficiary die before you do or be unreachable upon your death.
Read more >
1.459.0+1.51.12