The Insurance Bulletin
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Catherine Hiles

Catherine Hiles

Catherine Hiles is a professional writer who was first published in 2009. Since then, she has written for several publications including The Penny Hoarder, Dayton Mom Collective, and The News Wheel. She loves to research and write about topics such as insurance, banking, parenting, pets, and the automotive industry.

Catherine hails from the U.K. but spent several years in Belgium before settling in the U.S with her husband. She currently resides in the heart of America — Dayton, Ohio — where she works as the manager of a content and design team at a local marketing agency.

In her spare time, she enjoys running, reading, cooking, walking her dog, and taking care of her two young children.

Articles by Catherine Hiles

Term vs. Whole Life Insurance
Life

Term versus whole life insurance

Updated on March 13, 2022
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4 Min Read
When shopping for life insurance, there are two main types to consider: term and whole life insurance. Learn the differences and see which is right for you.
Read more >
paparazzi's taking picture of famous person on red carpet
Other

Insurance Policies for the Rich and Famous

Updated on December 5, 2022
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6 Min Read
Celebrities need insurance, too. These insurance policies for the rich and famous help cover celebrities’ most prized possessions.
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Restoration of an old car
Car

Insuring a Salvage Title Vehicle

Updated on March 13, 2022
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4 Min Read
Insuring a salvage title vehicle can be difficult depending on the extent of damage that car has experienced, and the insurance premiums can be very expensive.
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License, Registration and Insurance Card
Car

Car Title vs. Registration: What's the Difference?

Updated on December 13, 2021
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4 Min Read
Car titles and car registration are two different documents. A car title shows who owns the car, while registration shows you can legally drive it in your state.
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car being stolen
Car

What Happens When Your Car Is Stolen, Then Found?

Updated on November 2, 2022
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3 Min Read
If your car is stolen and then found, your insurer may be the owner if they have already paid out your claim, though you will still own the contents of the car.
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Diagram of business insurance
Other

What is Commercial Insurance?

Updated on March 13, 2022
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4 Min Read
Commercial insurance helps protect business owners from things like property damage, employee injury, loss of income, and data breaches.
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Liability insurance policy
Other

What is Liability Insurance?

Updated on December 13, 2021
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4 Min Read
Liability insurance helps protect you if you are sued for damages resulting in an at-fault car accident or if a guest injures themselves while on your property.
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Homeowners Insurance
Home

What is Homeowners Insurance?

Updated on April 3, 2022
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6 Min Read
Homeowners insurance helps protect your home and its belongings if it suffers damage from a storm, fire, or other covered event.
Read more >
Hazard Insurance Form
Home

What is Hazard Insurance?

Updated on December 13, 2021
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3 Min Read
Hazard insurance helps protect you and your home in case of a natural disaster or other hazard. Learn more about this important insurance type.
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how long does a DUI stay on your record
Car

How Long Does A DUI Stay On Your Record?

Updated on October 2, 2022
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4 Min Read
A DUI could stay on your record for as little as 5 years or as long as you live, depending on your state. It can also make your insurance premiums increase dramatically.
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speeding ticket citation with money
Car

How Much Do Car Insurance Rates Go Up After A Speeding Ticket?

Updated on September 25, 2022
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6 Min Read
Car insurance rates usually always increase after a speeding ticket, but the exact amount depends on where you live and who your insurance company is.
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States With No-Fault Insurance
Car

States With No-Fault Insurance

Updated on December 13, 2021
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3 Min Read
Twelve U.S. states are considered no-fault when it comes to car accidents, and the insurance requirements are different in each type of state.
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Car accident involving two cars
Car

Comprehensive vs. Collision Insurance

Updated on February 3, 2022
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3 Min Read
Comprehensive and collision insurance are two types of auto insurance that can cover your car against a variety of situations and events.
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How Your Age Affects Your Car Insurance Rates
Car

How Your Age Affects Your Car Insurance Rates

Updated on December 13, 2021
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4 Min Read
When you start shopping around for the best deal, you might notice that the price varies quite a bit depending on your age. Why is that, and how can you make sure you get the best deal?
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home contents insurance form
Home

What Is Contents Insurance?

Updated on September 11, 2022
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4 Min Read
Contents insurance is a type of coverage for policyholders’ personal possessions and is sold as part of a renters insurance or homeowners insurance policy.
Read more >
Other

How to Get Rid of PMI

Updated on June 23, 2022
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6 Min Read
Private mortgage insurance helps more people become homeowners but adds an extra expense to the home payment. Learn how and when you can get rid of PMI.
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Professional Liability Insurance
Business

What is Professional Liability Insurance and How Does It Work?

Updated on June 19, 2022
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5 Min Read
Professional liability insurance protects business owners from lawsuits brought by clients as the result of a professional mistake.
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Replacement home
Home

What is Extended Replacement Cost?

Updated on December 6, 2021
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5 Min Read
Extended replacement cost is an add-on to your homeowners insurance that increases the replacement cost coverage if your home needs to be rebuilt.
Read more >
Back up sump pump
Home

What is Water Backup Coverage?

Updated on March 21, 2022
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5 Min Read
Water backup insurance coverage is a type of insurance that helps pay for water damage caused by sewer, drain, or sump pump water backup.
Read more >
Builder's Risk Insurance
Other

What Is Builder's Risk Insurance?

Updated on December 27, 2021
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3 Min Read
Builder’s risk insurance is a type of coverage that helps protect any parties with a financial interest in a construction project against damage.
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Helmet and motorcycle on road, hope they have insurance
Other

Do You Need Motorcycle Insurance?

Updated on February 3, 2022
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4 Min Read
Motorcycle insurance is required by law in all states except Florida. It can cover you against collisions, theft, and other damage.
Read more >
Insurance for fire damage
Home

Does Homeowners Insurance Cover Fire Damage?

Updated on January 27, 2022
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6 Min Read
Homeowners insurance covers numerous incidents and disasters that might damage or destroy your home, including most types of house fire.
Read more >
Abandoned and damaged boat in need of insurance
Other

Do You Need Boat Insurance?

Updated on December 13, 2021
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4 Min Read
Although boat insurance isn’t required by law in most states, it’s still a good idea to take out coverage to protect your investment.
Read more >
Many life insurance policies
Life

Can You Have More Than One Life Insurance Policy?

Updated on December 13, 2021
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5 Min Read
While it is possible to have multiple life insurance policies at the same time, your income and debts may also be covered by a single policy.
Read more >
Contingent beneficiary
Life

What is a Contingent Beneficiary?

Updated on October 25, 2021
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5 Min Read
A contingent beneficiary is a person who receives assets from your estate should your primary beneficiary die before you do or be unreachable upon your death.
Read more >
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