The Insurance Bulletin
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Matthew Collister

Matthew Collister

Matthew Collister is a freelance writer and editor based in Cleveland, Ohio. Leveraging his 15 years of experience working in marketing communications for one of the country’s largest insurance companies, Matthew specializes in creating content on property and casualty insurance topics with a focus on personal lines. His freelance clients have included some of the country’s largest and best known insurance brands, along with leading companies in the packaging, industrial manufacturing, home improvement, and hospitality industries. He handles a wide range of content for these companies, including feature articles; employee communications; web copy, marketing, and other promotional materials; video scripting; and press releases. His work has been recognized by the International Association of Business Communicators.

In his spare time, Matthew enjoys spending time with his family, reading, and travel. He’s an avid sports fan and a strength-and-fitness enthusiast who’s completed multiple Ironman triathlons, Spartan races, and more than 30 marathons.

Website: mattcollister.com

Articles by Matthew Collister

Replacement Cost vs. Actual Cash Value
Home

Replacement Cost vs. Actual Cash Value

Updated on June 19, 2022
|
4 Min Read
Replacement cost and actual cash value refer to the approaches an insurance company may take when determining the value of your property for a claim.
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How Much Renters Insurance Do You Need?
Renters

How Much Renters Insurance Do You Need?

Updated on April 3, 2022
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4 Min Read
The amount of renters insurance you need depends on several factors. We take a look at some of the things you should think about when considering how much you need.
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How Much Does Health Insurance Cost?
Health

How Much Does Health Insurance Cost?

Updated on June 19, 2022
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5 Min Read
While expensive, health insurance can save you from spending even more on medical bills. This guide explains how much health insurance costs and why, so you can make an informed decision.
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Insurance Agents vs. Insurance Brokers
Other

Insurance Agents vs. Insurance Brokers

Updated on June 12, 2022
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4 Min Read
Insurance agents and brokers act as intermediaries between you and an insurance company. Either can provide advice and help you navigate your policy purchase.
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Guide to Accidental Death and Dismemberment (AD&D) Insurance
Life

Guide to Accidental Death and Dismemberment (AD&D) Insurance

Updated on October 25, 2021
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6 Min Read
Accidental death and dismemberment insurance protects your family financially in the event of a severe or deadly accident. Learn more.
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Car Insurance for Delivery Drivers: Everything You Need to Know
Car

Car Insurance for Delivery Drivers: Everything You Need to Know

Updated on January 27, 2022
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7 Min Read
Thinking about being a delivery driver? be aware that your car insurance may need to be updated. This is true even if the company you’re working for says it provides you with insurance.
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What Is SR-22 Insurance?
Car

What Is SR-22 Insurance?

Updated on February 3, 2022
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3 Min Read
An SR-22 is not actually insurance but a form that your car insurance company files with your state. It proves that you have car insurance with at least the minimum level of coverage required by law.
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What is Errors and Omissions (E&O) Insurance?
Business

What is Errors and Omissions (E&O) Insurance?

Updated on May 24, 2022
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4 Min Read
If your business provides professional advice or services, your E&O insurance protects it financially from certain lawsuits.
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What is Service Line Coverage and Do You Need It?
Home

What is Service Line Coverage and Do You Need It?

Updated on March 30, 2022
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4 Min Read
Service line coverage is insurance that pays to repair damage to underground utility lines on your property. Learn more about this useful type of coverage.
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How to Lower Your Car Insurance Premiums
Car

How to Lower Your Car Insurance Premiums

Updated on April 10, 2022
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8 Min Read
There are lots of things you can do to save money and lower your car insurance premium. There’s also one thing you should never do
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How Long Does it Take for a Car Insurance Claim to Settle?
Car

How Long Does it Take for a Car Insurance Claim to Settle?

Updated on November 3, 2021
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5 Min Read
Many factors affect how long it takes for a car insurance claim to settle. Learn how long it will take, what factors affect it, and ways you can help the process move faster.
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What is a Homeowners Insurance Declarations Page?
Home

What is a Homeowners Insurance Declarations Page?

Updated on April 20, 2022
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5 Min Read
Homeowners insurance can be complex and challenging to understand. As a high-level overview of your policy, your declarations page can help you break through the complexity. When you buy or renew your homeowners insurance policy, look for this important document.
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What is Full Coverage Car Insurance?
Car

What is Full Coverage Car Insurance?

Updated on January 27, 2022
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4 Min Read
Full coverage car insurance is a combination of coverages that, in most auto accident situations, provides financial protection for you, your passengers, and other involved drivers.
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How to Insure a Car With A Rebuilt Title
Car

How to Insure a Car With A Rebuilt Title

Updated on December 13, 2021
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4 Min Read
A car with a rebuilt title is more difficult to insure than one with a clean title, but getting the coverage you need is possible. Learn how.
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What is Collision Insurance?
Car

What is Collision Insurance?

Updated on February 3, 2022
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5 Min Read
Collision insurance helps pay for repairs to your car when you’re at fault in an accident. Learn more about this coverage on your car insurance policy.
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How to File a Claim With an Insurance Company
Car

How to File a Claim With an Insurance Company

Updated on December 13, 2021
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5 Min Read
You’ve been in a car accident, or something has happened that’s damaged your home. Learn how to file a claim with your insurance company.
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What Is an Insurance Rider?
Other

What Is an Insurance Rider?

Updated on April 3, 2022
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3 Min Read
A rider is a way to customize a standard home, auto, or life insurance policy to meet your specific needs. Learn more.
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What is Mortgage Insurance Premium?
Other

What is Mortgage Insurance Premium?

Updated on March 23, 2022
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4 Min Read
If you get an FHA loan for a home purchase, you’ll pay a mortgage insurance premium (MIP). This protects the lender if you default on the loan.
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How Long After a Car Accident Can You File an Insurance Claim?
Car

How Long After a Car Accident Can You File an Insurance Claim?

Updated on March 23, 2022
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4 Min Read
it’s almost always in your best interest to file a car insurance claim as soon as possible after an accident.
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Is a Business Owners Policy Right for Your Business?
Other

Is a Business Owners Policy Right for Your Business?

Updated on March 13, 2022
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4 Min Read
Business Owners Policy (BOP) is a package of essential insurance coverages, intended for small to medium-sized companies. It covers any buildings or equipment you own and provides basic liability insurance to protect your business financially in the event of a lawsuit.
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What Is Permanent Life Insurance
Life

What Is Permanent Life Insurance

Updated on March 13, 2022
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4 Min Read
Permanent life insurance stays in effect until your death, pays a death benefit, and has a cash value feature to help you save money. There’s no set term of years. Hence the label “permanent”.
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What is Cash Value Life Insurance?
Life

What is Cash Value Life Insurance?

Updated on March 13, 2022
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7 Min Read
Cash value life insurance provides financial protection for your family, along with a savings tool you can access while living. Learn more.
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No Medical Exam Life Insurance: What You Need to Know
Life

No Medical Exam Life Insurance: What You Need to Know

Updated on March 13, 2022
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6 Min Read
No-medical-exam life insurance is an option that allows you to buy a policy without having that medical exam. Instead company may ask you to do a much simpler questionnaire about your health, while relying on your medical records to inform their underwriting assessment.
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What is No-Fault Insurance?
Car

What is No-Fault Insurance?

Updated on February 25, 2022
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4 Min Read
Let's examine how no-fault works, what states have these systems in place, and why the insurance industry developed no-fault as an alternative to traditional tort-liability insurance.
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What is an Insurance Premium?
Other

What is an Insurance Premium?

Updated on February 10, 2022
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5 Min Read
An insurance premium is the amount you pay for an insurance policy. Companies calculate the premium using a wide range of information.
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How Car Insurance Works
Car

How Car Insurance Works

Updated on February 3, 2022
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5 Min Read
When you buy car insurance, you pay what’s known as a premium to a car insurance company. That premium gets you a policy that can include several coverages. Each coverage provides insurance for a specific situation
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Stacked vs. Unstacked Car Insurance
Car

Stacked vs. Unstacked Car Insurance

Updated on February 3, 2022
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3 Min Read
Stacked car insurance is a way to increase your coverage and get more protection if you're in an accident caused by a driver with little or no insurance. Learn more.
Read more >
What Happens If You Get Caught Driving Without Insurance?
Car

What Happens If You Get Caught Driving Without Insurance?

Updated on February 3, 2022
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4 Min Read
Driving without insurance risks penalties including fines, license suspension, jail time, and responsibility for damages and injuries you cause in an accident.
Read more >
Rideshare Insurance for Drivers: Everything You Need to Know
Car

Rideshare Insurance for Drivers: Everything You Need to Know

Updated on January 27, 2022
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6 Min Read
Rideshare insurance is an optional coverage, and is available from many personal auto insurers. Although it’s not legally required for drivers, it provides important financial protection if you cause an accident that results in injury or damage.
Read more >
Rental Car Insurance Guide
Car

Rental Car Insurance Guide

Updated on January 27, 2022
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4 Min Read
If you have a personal auto insurance policy, and you’re traveling in the U.S. or Canada, your coverages likely extend to the rental car. You should check with your insurance company to make sure, but you probably don’t need the insurance offered at the rental counter.
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Types Of Home Insurance Policy Forms
Home

Types Of Home Insurance Policy Forms

Updated on January 27, 2022
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6 Min Read
What does the “HO” on your home insurance paperwork mean? It denotes your policy form, or contract. Learn more.
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Mobile Home (HO-7) Insurance: Everything You Need to Know
Home

Mobile Home (HO-7) Insurance: Everything You Need to Know

Updated on January 20, 2022
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4 Min Read
Mobile home (HO-7) insurance protects you financially if your home is destroyed, your personal property is damaged or stolen, and more. Learn about it.
Read more >
A Guide to Health Insurance
Health

A Guide to Health Insurance

Updated on January 11, 2022
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11 Min Read
We’ll take a look at what health insurance does; the types of health insurance, including HMOs and PPOs; and give you some guidance on what to look for when shopping for a policy.
Read more >
An Introduction to Irrevocable Life Insurance Trusts (ILIT)
Life

An Introduction to Irrevocable Life Insurance Trusts (ILIT)

Updated on January 11, 2022
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4 Min Read
An irrevocable life insurance trust (ILIT) can protect generational wealth by sheltering a life insurance policy’s death benefit from estate taxes. Learn more.
Read more >
What is an HO-3 Homeowners Insurance Policy?
Home

What is an HO-3 Homeowners Insurance Policy?

Updated on January 6, 2022
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5 Min Read
An HO-3 policy is the most common type of homeowners insurance for single-family homes. It protects you financially if your home is damaged or destroyed.
Read more >
What is Whole Life Insurance?
Life

What is Whole Life Insurance?

Updated on December 13, 2021
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5 Min Read
Whole life is a form of insurance that provides both a death benefit and a savings component that can add flexibility to your financial portfolio.
Read more >
Understanding Indexed Universal Life (IUL) Insurance
Life

Understanding Indexed Universal Life (IUL) Insurance

Updated on December 13, 2021
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5 Min Read
Indexed universal life (IUL) insurance provides financial security to your family while earning you money based on stock market performance. Learn more.
Read more >
Your Guide to Earthquake Insurance
Home

Your Guide to Earthquake Insurance

Updated on December 13, 2021
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6 Min Read
Earthquake insurance provides coverage if your home is damaged by a quake. If you live in an area that’s high risk, it’s coverage worth considering. Learn more.
Read more >
What is Condominium (HO-6) Insurance?
Home

What is Condominium (HO-6) Insurance?

Updated on December 13, 2021
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5 Min Read
Condominium insurance is a form of homeowners coverage designed for condos. It insures areas of the condo that are not insured by your association’s policy.
Read more >
Your Guide to COBRA Health Insurance
Health

Your Guide to COBRA Health Insurance

Updated on December 13, 2021
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9 Min Read
COBRA is a health insurance option that can help you and your family stay covered if you no longer qualify for an employer’s group plan. Learn more about this option.
Read more >
Disability Insurance: What You Need to Know
Health

Disability Insurance: What You Need to Know

Updated on December 13, 2021
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8 Min Read
Disability insurance provides continued income if an injury or illness prevents you from working. It’s an important part of an insurance portfolio. Learn more.
Read more >
Guide to Short Term Disability Insurance (STDI)
Health

Guide to Short Term Disability Insurance (STDI)

Updated on December 13, 2021
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8 Min Read
Short term disability insurance ensures you’ll have income if you’re unable to work due to an injury or illness sustained outside of your job. Learn more.
Read more >
What Is Medical Payments (MedPay) Coverage?
Car

What Is Medical Payments (MedPay) Coverage?

Updated on December 13, 2021
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5 Min Read
Medpay is a coverage available for your car insurance policy. If you’re injured in an accident, it helps pay for your medical costs. Learn more.
Read more >
Liability Car Insurance Coverage Explained
Car

Liability Car Insurance Coverage Explained

Updated on December 13, 2021
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4 Min Read
Liability coverage on your car insurance policy ensures other drivers are reimbursed for medical and repair bills if you cause an accident.
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Understanding Uninsured Motorist (UM) Coverage
Car

Understanding Uninsured Motorist (UM) Coverage

Updated on December 13, 2021
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7 Min Read
Uninsured motorist coverage pays for your medical and car repair bills if you’re in an accident caused by a driver with no insurance.
Read more >
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