The Insurance Bulletin
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Holly Johnson

Holly Johnson

Holly D. Johnson is a nationally recognized expert and award-winning insurance writer who covers life insurance, health insurance, and various other insurance-related topics for corporations and well-known magazines with millions of readers. Johnson also covers personal finance, credit, credit cards, and loyalty programs for a variety of publications including CNN Underscored, Bankrate, CreditCards.com and Forbes Advisor. 

The author is also the founder of Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love." She and her husband Greg live in Central Indiana with their two daughters where they enjoy a debt-free lifestyle and travel up to 20 weeks of the year.

Articles by Holly Johnson

Home

Does Home Insurance Cover Plumbing?

Updated on October 13, 2022
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5 Min Read
Home insurance does not cover regular plumbing problems like leaky pipes, but it can cover sudden, expected plumbing events that cause water damage in a home.
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Home

What Is An HO-5 Insurance Policy?

Updated on January 6, 2022
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3 Min Read
HO5 insurance policies offer better coverage and higher limits, making them a form of premium homeowners coverage. Find out how HO5 policies work and who they're best for.
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Life

The 10 best life insurance companies of 2022

Updated on January 2, 2022
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10 Min Read
The best life insurance companies offer the coverage you need for a price you can afford. Find out which companies made our ranking in terms of their financial strength, ratings, reviews, and customer experience.
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Home

What is Renters Insurance (HO-4)?

Updated on December 6, 2021
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5 Min Read
Renters insurance protects personal belongings while providing liability coverage. Find out how renters insurance works and how much it costs.
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Car

The 10 Best Car Insurance Companies of 2022

Updated on January 2, 2022
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11 Min Read
Need car insurance? Read our comprehensive guide to find out which car insurance companies have the best ratings, rankings, and reviews in 2022.
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Life

Types of Life Insurance Riders

Updated on December 13, 2021
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5 Min Read
Life insurance riders let you upgrade your life insurance policy for an additional cost. Find out about the most popular riders in this comprehensive guide.
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Life

What Is Supplemental Life Insurance?

Updated on December 21, 2021
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4 Min Read
Supplemental life insurance is a type of life insurance that is offered by employers. Find out how this coverage works and who it's best for.
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Car

Car Insurance Discounts You Should Know About

Updated on December 13, 2021
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6 Min Read
Car insurance discounts are offered in a wide range of circumstances, and it's possible to qualify for more than one. Find out which discounts are most popular and how to find out if you're eligible.
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Home

What is HOA Insurance?

Updated on January 27, 2022
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4 Min Read
HOA insurance protects individual homeowners and owners of condominiums from costs related to damage or liability in common areas.
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Health

Best Health Insurance Companies of 2022

Updated on January 2, 2022
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8 Min Read
Our independent study concluded that the following providers offer the best plans and coverage nationwide. We'll explain more about how we chose the best health insurance companies in the sections below.
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Life

Guide to Life Insurance Medical Exams

Updated on March 13, 2022
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6 Min Read
Life insurance medical exams help companies determine your eligibility for coverage as well as how much you'll pay. Find out what to expect and the steps you can take to improve your results.
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Life

What Is Variable Universal Life (VUL) Insurance?

Updated on March 13, 2022
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4 Min Read
Variable universal life (VUL) insurance lets consumers secure a death benefit with an investment component. Find out who this type of permanent coverage is best for and how it works.
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Home

What Is Broad Form (BFI) Insurance?

Updated on January 27, 2022
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4 Min Read
The term "broad form insurance" has multiple meanings. Find out how this type of insurance works and who should use it.
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Health

PPO vs. HMO Insurance: What's the Difference?

Updated on January 11, 2022
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4 Min Read
PPOs and HMOs are two of the most popular healthcare plans out there, but how do they compare? Our comprehensive guide explains how both types of health insurance work and who they're best for.
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Life

Group Term Life Insurance Guide

Updated on December 21, 2021
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6 Min Read
Group term life insurance is a common benefit offered to employees. Find out how this coverage works and why it's best used as supplementary coverage to your own life insurance policy.
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Health

Out-of-Pocket Health Costs Explained: Deductibles, Coinsurance & Copays

Updated on December 13, 2021
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4 Min Read
What is the difference between a deductible, coinsurance and a copay? This guide will explain how each of these expenses works, how they're different and when you pay them.
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Car

What is Temporary Car Insurance?

Updated on December 13, 2021
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4 Min Read
Temporary car insurance can protect you from financial losses in the short-term, but you'll have to shop carefully and wisely to ensure you have the coverage you need.
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Home

How Much Is Homeowners Insurance

Updated on December 6, 2021
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6 Min Read
Homeowners insurance premiums depend on a whole host of factors, including the state you live in. Find out how average premiums pan out where you live.
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